Saving Accounts

INDC FIRST has savings plans to meet all of your long- and short-term financial goals.  Whether you are growing your wealth, saving for a purchase, preparing for the expense of a child's college education or planning for a comfortable retirement, INDC First is here for you.  We offer high-yield savings options to suit any savings strategy.  Visit a branch today and find out how First Nidhi can help make your dreams a reality.   

Account Benefits :-

• Money multiplier: Earn higher (7.50%) interest by setting a balance limit above which money in the Savings Account will get converted into Fixed Deposit (FD) on request

• Complimentary ₹50,000 air accident insurance and ₹50,000 purchase protection (Applicable as Term Insurance Charges)

• Manage your Savings Account anytime using our Internet Banking 

• Free e-mail statement

Debit Card Benefits :-

• Classic Master card with a high daily spending limit of ₹1,00,000 and withdrawal limit of ₹1,00,000.

• Earn 1 PAYBACK point from Rewards, on every ₹200 spent using your Classic Master Card.

Offers :-

• Handpicked offers across shopping, travel, dining, cards, etc. and more on Internet Banking.

Eligibility :-

This account is available for Resident Individuals, who are above 18 years and up to 60 years of age.

Charges :-

• Minimum monthly average balance (MAB) : (As Per MAB Rules ) 

• Charges for non-maintenance of minimum monthly average balance : ₹ 100 + 5% of the shortfall in required MAB

• Debit Card Charges : ₹ 150 p.a.

• Transactions at HDFC Bank ATMs: 5 free, thereafter Rs.23.80/ transaction.

• Transactions at Non HDFC Bank ATMs: 3 free (Metro), 0 free (Non-Metro), thereafter Rs.23.80/ transaction.

• Value Added SMS alert facility : ₹ 15 per quarter

* Taxes at prevailing rates as per Govt rules shall be applicable over and above the mentioned charges. The charges indicated above are subject to periodic revision

To know more, please visit www.indcfirst.com

Terms and Conditions apply.