7 Tips for Safe Online Banking

With banks improving their security, fraudsters are also coming up with innovative ways to trap victims. If you regularly use online banking, here are a few safe banking tips that are sure to help: 1. Selecting a strong password Your online banking password should be alphanumeric and a combination of uppercase and lowercase letters. Add some special characters to it, and you will have a password that would be almost impossible to crack. Never use common phrases or words as your password. This means that your name, pet name or date of birth should be avoided. Also change the password regularly for better safety. 2. Never share your password A strong password is only useful as long as no one gets access to it. So, make sure that you never share your banking password with anyone. Also, many people have a habit of storing their password in their computer/laptop or mobile phone. If at all your computer/laptop is hacked or mobile is stolen, someone can easily get access to your online banking password. So, make sure that you remember your password and never write it down anywhere. 3. Avoid phishing e-mails Phishing is now one of the most popular types of online banking frauds. Fraudsters send you an e-mail which appears to have come from your bank or other reputed websites. These e-mails generally have a link that you are asked to follow. Once you click on the link, you will be redirected to a page where you will be asked to enter your banking details. Know that no bank will ever send such e-mails where they will ask you to provide your banking details. Avoid such e-mails as you can be an easy victim of a phishing scam. 4. Use your own computer/laptop For online banking security, make sure that you always use your own PC/laptop for online transactions. Public computers are not safe and can provide someone access to your online banking account. Similarly, use a trusted internet connection for such transactions. Public Wi-Fi and hotspots are prone to hacking and should be avoided for banking transactions. 5. Use licensed Anti-Virus software To protect your PC from virus attacks, it is also vital to invest in a licensed anti-virus software. Free antivirus software is not as powerful and cannot protect your computer from newer viruses. You should keep your operating system up-to-date to prevent hacking and other fraudulent activities. 6. Register for account notifications Most of the banks now offer account notifications through e-mail and SMS. Register for this service to receive alerts for every debit and credit transaction. This will make it easier for you to monitor the transactions. If at all your account details are compromised, the notification will alert you if there has been any unauthorised transaction. You can then instantly get in touch with your bank to get the account blocked. 7. Type the URL of your bank Rather than following any links for online transactions, prefer typing the bank URL in the address bar of the browser. Once you reach the online banking page of your bank, check whether it has an "https" prefixed in the URL. The prefix indicates that the communication between the website and the browser is encrypted and secure. Genuine sites feature this prefix. Enhanced safety for online banking Customers and the bank should work together to ensure that the online transactions remain fully secure and protected against common types of banking frauds. If you use Internet Banking, you should always remember the online banking security tips mentioned in this post to avoid falling victims to such frauds that could easily result in severe monetary losses.

5 views

IN TERMS WITH :

© 2019-20 by INDC FIRST NIDHI BANK LIMITED   

Disclaimer

Notice

Please read these terms and conditions carefully. By accessing this site and any pages thereof, you agree to be bound by the terms and conditions below. If you do not agree to the terms and conditions below, do not access this site or any pages thereof.

 

Copyight (c) INDC First Ltd. 2019-20. All Rights Reserved

Copyright in the pages and in the screens displaying the pages, and in the information and material therein and in their arrangement, is owned by INDC First Limited, unless otherwise indicated.

 

Trademarks

INDC First Limited and the logo are registered trademarks and service marks. INDC First Limited may also claim trademark and service mark rights in other marks contained in the pages.

 

Use of Information and Materials

The information and materials contained in these pages - and the terms, conditions, and descriptions that appear - are subject to change. Not all products and services are available in all geographic areas. Your eligibility for particular products and services is subject to final INDC First Limited determination and acceptance. Investment products are not obligations of or guaranteed by INDC First Limited. Investment services are not bank deposits or insured by any entity, and are subject to investment risks, including possible loss of the principal amount invested.

 

No Warranty

The information and materials contained in this site, including text, graphics, links or other items - are provided "as is," "as available". Axis Bank Limited does not warrant the accuracy, adequacy or completeness s of this information and materials and expressly disclaims liability for errors or omissions in this information and materials. No warranty of any kind, implied, express or statutory, including but not limited to the warranties of non-infringement of third party rights, title, merchantability, fitness for a particular purpose and freedom from computer virus, is given in conjunction with the information and materials.

 

Limitation of Liability

In no event will Axis Bank Limited be liable for any damages, including without limitation direct or indirect, special, incidental, or consequential damages, losses or expenses arising in connection with this site or use thereof or inability to use by any party, or in connection with any failure of performance, error, omission, interruption, defect, delay in operation or transmission, computer virus or line or system failure, even if INDC First limited, or representatives thereof, are advised of the possibility of such damages, losses or expenses. Hyperlinks to other internet resources are at your own risk; the content, accuracy, opinions expressed, and other links provided by these resources are not investigated, verified, monitored, or endorsed by INDC first Limited.

 

Submissions

All information submitted to INDC First Limited via this site shall be deemed and remain the property of INDC First Limited. INDC First Limited shall be free to use, for any purpose, any ideas, concepts, know-how or techniques contained in information a visitor to this site provides INDC First Limited through this site. INDC First Limited shall not be subject to any obligations of confidentiality regarding submitted information except as agreed by the INDC First Limited, entity having the direct customer relationship or as otherwise specifically agreed or required by law.

 

EMI Amounts

Please note that this amort schedule provides only approximate principal and interest amounts, as it is calculated on an assumption of 360 days per year. Kindly do not consider this to be the final schedule, as the actual EMI amounts may vary basis actual number of days in a month and 365 days in a year.

 

Additional Disclaimer

This e-mail is confidential. It may also be legally privileged. If you are not the addressee you may not copy, forward, disclose or use any part of it. Internet communications cannot be guaranteed to be timely secure, error or virus-free. The sender does not accept liability for any errors or omissions. We maintain strict security standards and procedures to prevent unauthorized access to information about you. INDC First will never contact you by email or otherwise to ask you to validate personal information such as your user ID or password. The contents of this mail are solely for informational purpose. Nothing contained herein shall constitute or be deemed to constitute an advice, invitation or solicitation to purchase any products/ services of INDC First Ltd.. INDC First Ltd does not accept any responsibility for any errors whether caused by negligence or otherwise or for any loss or damage incurred by anyone in reliance on anything set out herein. The use of this information is subject to the terms and conditions as specified by INDC First ltd at www.indcfirst.com. You are receiving this email as information regarding our products and services. The use of this information is subject to the terms and conditions governing to such respective products, services and offers as referred herein above and specified by INDC First Ltd / third party from time to time. The images depicted herein are for illustrative purposes only. The information set out herein may be subject to updates, completion, revision, verification and amendment and such information may change materially.

If you have received this message in error, please delete it .INDC First does not accept any responsibility for any errors whether caused by negligence or otherwise or for any loss or damage incurred by anyone in reliance on anything set out in this document. INDC First Ltd shall not be responsible for any loss, damage or other harm that may result from the use of third party's products / services.

This id is used by the bank only for communication and promotional emails. Please do not reply to this mail as it is computer generated. For any further queries or information, visit www.indcfirst.com. You may, at any time, choose not to receive email marketing literature / information about our products and services by clicking on "unsubscribe".