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Loan Against Property

Where every individual is committed ...


  • To meet the credit needs of trade, commercial activity, other general business/profession, as also for their bona fide requirements;

  • To meet educational expenses of family members including near relatives

  • To undertake repairs/renovation/extension to the residential/commercial property;

  • To purchase / construct residential house/flat, purchase of plot of land for construction of house/ premises for business/commercial use *;

  • For Repayment of existing loans availed from other Banks / FI’s conforming to the extant guidelines regarding “takeover” of account. 



  • Suitable declaration to be submitted by the applicant regarding the purpose.

  • The facility not extended for speculative purposes including investing in equities;

  • The facility is not extended to builders/developers/promoters/real estate agents for real estate activities such as purchase of land/construction with intent to sell or holding real estate stock for sale / re-sale purposes.

  • *Advance for purpose (d) above to be based on mortgage of property already owned by the proponent. 

Get up to 60% of the value of your property as a loan to fund planned needs -- wedding in the family, home renovation, children’s education, investment in business and so on. INDC First Bank loan against property are offered at attractive interest rates.

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