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Loan Against Property

Where every individual is committed ...

Purpose

  • To meet the credit needs of trade, commercial activity, other general business/profession, as also for their bona fide requirements;

  • To meet educational expenses of family members including near relatives

  • To undertake repairs/renovation/extension to the residential/commercial property;

  • To purchase / construct residential house/flat, purchase of plot of land for construction of house/ premises for business/commercial use *;

  • For Repayment of existing loans availed from other Banks / FI’s conforming to the extant guidelines regarding “takeover” of account. 

 

Note:

  • Suitable declaration to be submitted by the applicant regarding the purpose.

  • The facility not extended for speculative purposes including investing in equities;

  • The facility is not extended to builders/developers/promoters/real estate agents for real estate activities such as purchase of land/construction with intent to sell or holding real estate stock for sale / re-sale purposes.

  • *Advance for purpose (d) above to be based on mortgage of property already owned by the proponent. 

Get up to 60% of the value of your property as a loan to fund planned needs -- wedding in the family, home renovation, children’s education, investment in business and so on. INDC First Bank loan against property are offered at attractive interest rates.

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BEWARE OF SPURIOUS/FRAUD PHONE CALLS

We never ask for your user id / password / pin no. through phone call / SMSes / e-mails. Any such phone call / SMSes / e-mails asking you to reveal credential or One Time Password through SMS could be attempt to withdraw money from your account.NEVER share these details to anyone. We wants you to be secure. If you come across any such instances please inform us through e-mail to the following address- care@indcfirst.in

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