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Loans Against Deposit

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Loan Against Deposits


Unforeseen events and emergencies warrant immediate cash flow, which is why some investors may consider liquidating their FD investments before maturity. However, you can tend to emergencies without breaking your FD, by taking a loan against fixed deposit. Loan against Fixed Deposit is a secured loan, where you can pledge your FD as collateral, in return for the loan amount.

INDC First Limited offers easy Loan against Fixed Deposits at lower interest rates, with quick processing, flexible repayment options and minimal documentation.

  1. High-value loan

    Get loan up to 75% of the amount in a cumulative FD, and up to 60% of the amount in a non-cumulative FD.

  2. Minimal documentation

    With simpler paperwork and a single-page documentation, get guaranteed approvals.

  3. Quick processing

    Get the funds you need, quickly and easily.

  4. Flexible repayment options

    Repay your loan over flexible tenors starting 90 days from when you first invested, right up to the remaining tenor of the FD.

  5. Zero extra charges

    There are no foreclosure or part-prepayment charges, to make the loan more affordable for you. Fund your emergency needs easily by applying for Loan against Fixed Deposit from INDC First Nidhi Limited today.

Choose What's Right for You

Saving account

Save your earnings today to ensure a wealhier future

deposit account

Get easy access to your funds with maximum liquidity

money transfer services

Send your hard earn money to home, The easy way

instant Pay

Fast, secure and reliable Payments

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